Savings and Investment Information for Teens by Keith Jones

Author:Keith Jones
Language: eng
Format: epub
Publisher: Omnigraphics

Ask questions about whether the product offered exposes you to the risk of overdrawing your account: How does the account help me avoid overdrawing my account?

Can I transfer funds (for example, by linking an account to savings) to avoid or reduce the costs of overdrafts?

Consider the costs associated with maintaining the account, including: What are the fees? How much would it cost for:

monthly account maintenance,

going below the minimum balance,

making purchases,

account inactivity,

making a deposit,

overdrafting, or

having a check or bill payment returned for insufficient funds?

A fee that you pay every month may still be cheaper in the long run than piling up overdraft fees.

Can I waive the monthly fee with direct deposit or another way?

What types of ATM fees can I expect and are there ways to reduce these? Where can I use an ATM without a fee?

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